My ex husband has life insurance for which he pays R1800 per month in premiums. We have two minor children (aged 4 and 6) who were the beneficiaries of this policy before we got divorced. My ex has now changed the beneficiaries on the policy to his sister - who happens to be married to a multi-millionaire, and now stands to receive the full proceeds of my ex's policy while his children are completely excluded.
Can he do this? What about his duty to maintain his children? (He currently pays less than 50% of their maintenance needs and is even fighting that.) What happens if I pass away and so does my ex? Will they have any claim against the sister for support? I can't afford life premiums, so other than an education policy, my children would not be left with much.