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school tuition to income
Alex Cowling
#1 Posted : Friday, August 12, 2011 10:36:13 PM(UTC)
AlexCowling

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Hi Parents,

So we all want THE best for our kids. But sometime we can only do OUR best. So I want to get an idea of how much "standard" South Africans spend on their kids' education. For example, if you and your hubby earn R10 000 a month jointly, do you spend more than R1000 on school/preschool? This would equal 10% of your income. This percentage would be the same for a family income of 50 grand and if they sent their child to a private school for 5 grand a month. Obviously people don't want to post their income on a public forum; but it would really help if you just shared the percentage and also whether its preschool, primary school or high school.

Thanks! :)
parent24ed
#2 Posted : Monday, August 15, 2011 9:22:06 AM(UTC)
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Hi Alex, what an interesting question. It's quite something once you really think about that percentage.
Vanessa
#3 Posted : Monday, August 15, 2011 9:41:05 AM(UTC)
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Hi There

Well we definitely dont earn 50k a month but our kids are in private schools which cost us R7k a month for 2 kids (Gr 3 and Gr 5)

They have both been in private schools since age of 3 and there is a definite difference in their vocab skills and the reports they bring home (mostly A's and B's)
I can see the difference in them as compared to public school educated kids
I am not running down any schools but you get so much more from a private school education especially because there are only a max of 20 kids per class which I believe is easier to educate and tolerate than say a class of 30 or more!

We bite the bullet and pay knowing that if we can give our kids a good grounding it has to be at school level as well as home!
Shazzie
#4 Posted : Monday, August 15, 2011 10:09:17 AM(UTC)
shazdart

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I am a single parent who does not get any help with the school fees etc from my daughter's father.

My income is not massive and my child attends a very good former Model C school, I pay R940.00 per month and am thankful that I only have one child to educate.

I know that this school has higher fees than some other schools but my daughter has benefited from being in this type of school. She is happy and her marks are excellent. She is well socialised and has a very good vocabulary.
This is more important than the money that I have to pay and I am grateful that I have been able to do this for her.
Alex Cowling
#5 Posted : Monday, August 15, 2011 12:09:37 PM(UTC)
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I absolutely believe in having to "bite the bullet". My concern is more around putting other things at risk, such as; Paying 50% of my income to my child education and then not being able to send my child for any extra mural or after school activities (cause I can't afford it), not being able to buy clothes for my child often enough (cause I can't afford it), living on dry bread and water on (cause I can't afford better) and the list can go on. Surely at some point some parents need to align their priories right? This is why this question came to mind.

@Vanessa... I also never really thought of a scenario with two or more kids. d'oh!
rickey.de.clercq
#6 Posted : Monday, August 15, 2011 2:28:31 PM(UTC)
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Hi there

Schools are so expensive! My daughter currently goes to an Educare Pre Primary, and the school fees are R 1650 per month. This excludes all extra mural activities, which could easily lead to an extra R 1000 every 3 months.
Julie van Heerden
#7 Posted : Monday, August 15, 2011 2:36:02 PM(UTC)
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Hi

I have a daughter in High School final Year Matric , her school fees cost me R 4500 a month plus annual levys of R 2000 , its a lot of money but after my other daughter went throught the Public School system I knew that I didnt have a choice . At the time she started at Private School my husband and I were earning an average salary , we both drove old cars , but I made a decesion to cut back where I could and sent her anyway . We were lucky in that two years later my husband received a promotion and it become more affordable.

The advantage of Private School Education is smaller glasses , extra lessons and a higher standard of lessons are taught . This month is my last payment , and I cant believe where the past 5 years have gone . The one nice thing about paying these fees is I am ready for Varsity fees .

Quality education is important , its 12 years of your childs life and contributes towards the rest of their lifes . We have gone without to give her the best education and dont life in a fancy house or drive fancy cars , even though we are both earning a decent salary. I believe our time will come , and I never had the opprotunities my kids have had .

I agree Bite the Bullet its amazing how you survive

David
#8 Posted : Monday, August 15, 2011 3:11:40 PM(UTC)
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I have one child in a private school and the cost is R3000.00 per month, the other child in a govt school and i pay R1300.00 at that school.
M_CT
#9 Posted : Monday, August 15, 2011 3:57:33 PM(UTC)
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Very interesting question and interesting way to look at it...

Okay - here is the situation

2 Kids, both at the same Primary School (one in Gr 2, one in Gr 6) - former model C (aka "semi"-private)
Single Mom - so single income - however I work in the IT industry so it may be higher than the average single parent income.

I keep a very detailed budget - you have to nowadays if you want to make ends meet... below is the information for 2010
School Fees = 11% of income
HOWEVER
if I include aftercare, school clothes, extra murals, etc etc etc
the TOTAL cost of Education = 21% of annual salary.
vansuk
#11 Posted : Monday, August 15, 2011 6:05:41 PM(UTC)
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Hi All.

I am now living in the UK and follow the forums from time to time. reading this link makes me shudder to think of the costs you all have to bear. In todays news 24, it talks about how to feed your family for R350 a week... that was a luxury monthly shop for us 10 years or so ago.

Reading the costs for the different education options has helped me appreciate even more what my mum, a single parent with three boys had to endure, late nights, weekends etc, however I must agree with the underlying message coming out, education is key. sacrifices come in many different shapes and I am pleased my mum had the strength to ensure all her boys matriculated.

I have a three year old boy, and mum and I both work, with good enough wages. However with a mortgage, car payments and daycare costs (£150 a week), we mostly have more month than money. The light at the end of the tunnel is we get funding from the first term after the third birthday, not a handout, a benefit available for all british nationals.

This funding will reduce our monthly outgoings and allow for an element of saving to ensure we have options for an education. I honestly hope that one day, this support system becomes available in South Africa for all.

Hang in there guys, your doing the right things. Kids and education go hand in hand.

Jim
#12 Posted : Monday, August 15, 2011 7:20:26 PM(UTC)
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I have a 4 year old (R900) and an 8 year old (R4300). Both increase by 20% per year.
John
#13 Posted : Monday, August 15, 2011 7:38:05 PM(UTC)
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I am a single dad, and my only daughter is in grade 7 at a private school. Her school fees, excluding books, uniforms etc is R 5800.00 per month. I pay 100% of her expenses - education, medical, clothing etc.
Next year I have booked her in at a private boarding school. The fees will be R 130 000.00 per year, excluding all the extra's.
Due to the recession, I was forced to close my business at the end of last year, so I am using up my savings.
I am also paying my ex R 3000.00 per month for maintenance of my daughter.
My ex now insists that I must continue paying maintenance next year, when my daughter will be a full time boarder, and i will be paying the school for all her meals and boarding. So essentially it will be costing my ex nothing, but she still wants maintenance. Is this fair ? She says that in the divorce agreement I am compelled to pay maintenance, regardless of wether she is a full time boarder or not. I think I need to seek a lawyer to get the maintenance annulled for when she is a full time boarder. What do you think ?
Andrew
#15 Posted : Monday, August 15, 2011 8:56:42 PM(UTC)
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I am not so sure one has to necessarily send a child to private school for a good education. It really depends on whether the child needs special attention or not. A bright child will do well in a private school, or in a good public school. A child with special needs will probably do better in a private school. IMO, children who are interested in university and studying further will strive to get into university, whether their secondary education was at private or public school. But I suppose this all depends on whether parents have access to good quality public schools, as I had as a child.
François
#16 Posted : Monday, August 15, 2011 9:59:22 PM(UTC)
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I consider myself something of a veteran wrt educational issues. My eldest daughter started nursery school in 1980 in Half Way house. My eldest son in 1985 in Grahamstown, my second daughter in 1987, my second son in 1991 and my youngest daughter in 1996. All of them, except my eldest daughter who died in 1983 at the age of 6 went through the public school system. All of them have been to university and received post-graduate degrees. My two daughters are still studying, the now eldest is doing an MFA in theatrical design at Tulane in New Orleans (on a scholarship) and my youngest is doing honours at Rhodes (on a scholarship). Seeing I'm a Rhodes employee, I get a 75% discount on academic tuition fees, and when my eldest son started at Rhodes in 1998 I remember it cost me a whole lot less than I was paying for even one of the others at their model C schools. He made life even easier by getting scholarships from his second year on.

Private schools? You can stick them. But maybe I've been lucky... and I certainly wouldn't want to go through all that again. 31 years of watching my offspring study and write exams is a chunk of anyones life.
Maddy
#17 Posted : Tuesday, August 16, 2011 7:36:11 AM(UTC)
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Hi all

I am an education facilitator at a small home schooling facility in tha Cradle area.
We endeavor to keep our fees as low as possible, eg. Gr 1 - 10 fees are currentlt R1800 pm. Book fees are minimal. our Gr 11 - 12 Fees are R2200 pm, and these will increase by about 10% for 2012. Our classes are small so that individual attention can be given in problem areas. My younger son is at a govt school, in Gr 3, and unfortunately comes home too regularly with tales of having had to correct his teacher's spelling! I shudder... I need not add that he will be joining us for Gr 4!

Education is the most important building block in a life's foundation, and if not given properly, the house certainly does fall down.
PrinceCharle
#18 Posted : Tuesday, August 16, 2011 9:15:42 AM(UTC)
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My 8 year old daughter goes to a very good Afrikaans public primary school on the West Rand. School fees are about R500 a month.
Alex Cowling
#19 Posted : Tuesday, August 16, 2011 11:39:47 AM(UTC)
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Think

I think the point of this topic has run away a bit. The topic is not a private vs public school debate. My question was, how much do IN PERCENTAGE do you pay? Rand values don't really answer my question unless you post your income as well Brick wall. To clarify, please don't do that!

You can find a lot of household budget templates which help you live within your means. Some examples are; no more than 20% of your household income on rent, but up to 25% is fine if its on a bond. 15 to 20% on groceries and the list goes on. But none of these list have anything about education. So I wanted to hear from you...

ps... use the middle section. First block is the cost of education and the second block is your net income: http://www.percentagecalculator.net/
Risch
#20 Posted : Tuesday, August 16, 2011 12:25:51 PM(UTC)
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I'm single mom, 3 kids. My childrens' education and afterschool is 12.8% of my income. My total spend on schoolfees for all 3 combined is less than most people on here's for 1 kid for a month. Wow. I must've missed something...
bvelt
#21 Posted : Tuesday, August 16, 2011 1:04:03 PM(UTC)
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I pay 11 % of my income to school fees. This is on one income.
Leslie
#22 Posted : Tuesday, August 16, 2011 2:55:06 PM(UTC)
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We pay a very small percentage (about 4%) of our combined income to school fees as we are blessed to stay 150m from one of PE's best primary schools (my girls are in Gr6 and Gr3). When my daughters goes to high school, their school fees will more than double, if not closer to treble). Both of my girls do well academically, and the fact that the classes are small (24 and 26 respectively), I am sure does help. I considered sending them to a private school but did not feel it was good value for money. I know that FAMSA used to recommend less than 10% of your income going towards education. The balance of the 10% is going into saving for tertiary education, so hopefully they will not have student loans hanging around their necks later. Also, if you are in a government school, and the fees are more than 10% of your income, you can apply to the school to not pay school fees.
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